How much can I borrow?
Simply call 0508 477324 or complete the on-line application for a fast answer.

I'm self employed and can't prove my income, can you help?
Yes! We have products that don't need proof of income or any Accountant letter.

I've been turned down by my Bank, Can you help?
Yes. We specialise in helping people who have been turned down by their Bank, whatever the reason.

My Baycorp file is terrible, can you help me too? 
Yes. We have schemes for all credit situations, even halting Bankruptcy proceedings.

I've just moved to New Zealand, no credit record here. Can you help? 
Yes. This is no a problem for us.

My business needs cash flow, can you help? 
We specialise in helping the self employed and business owner.so yes! Check the Business Finance link to find out more.

Am I too old to get a Mortgage?
We don't look at age in accessing your Mortgage, call to find out.

My partner and I are separating, I need money to buy out and reduce my monthly costs. 
No problem. By refinancing you can normally raise money and reduce the monthly outgoings.

How can you offer me a Mortgage when others can't? 
We have products that are not generally available elsewhere and as we look at each client separately we can normally come up with a solution quickly.

What details do I need to give you to get an approval? 
Simply how much you want, the value of the property and whether or not you are proving income.

Are your rates excessive? 
No. In the majority of cases the rates are comparable with the Banks, there maybe a higher rate for poor credit but this is only in the short term. We aim to get all clients back to Bank Lending as soon as possible.

Are there any charges if I repay my loan early? 
Depending on the Mortgage product you choose there may be early repayment chargers. However, we believe in complete transparency, so if there are any charges you will know about them right up front.

OK, I'm convinced, how do I apply? Click here.