Bank Mortgages made simple
Lowest Bank rates in 40 years! By calling a Mortgage Broker you are talking to almost all Banks with one call!
It is possible to save $100,000's in interest payments on your mortgage, you just have to know how.
Low Deposit Mortgages at Bank rates so if you want to buy your home with a minimal deposit.
There are hundreds of Bank products, you can do the searching yourself or leave it to us, this saves you time and money! We can advise on which Bank is best suited to you and which product best suits your needs. As NZMBA accredited mortgage brokers we always have your interest at heart and work for you!
Complex Mortgages can also be arranged with Banks, it just takes the professionalism that we have to get it over the line.
So whether it's a purchase, a re-finance or investment opportunity, we are sure we can help.
Don't just take our word for it...
 "I lead a very busy life so left the entire process in Jeff's hands. Really pleased with the result and I did not have to think about anything except getting on with my life. Thanks!"
Mr T, Auckland
Can't get a Bank Mortgages made simple
A call to a Mortgage Broker means speaking to almost all Lenders with one call! 0508 477324 is the number you need.
Non-Bank Lenders fall into four main catagories
- Non-Bank but Bank funded. Sometimes a little more expensive but do the deal. Up to 95% possible with no Lenders Mortgage Insurance added so make a good option for those with low deposit.
- Non-Conforming. No proof of income or poor credit history. Rates quite high but they reflect the risk and they do lend!
- Finance Companies. Short term finance for all sorts of purposes. Rates start at around 12% for a first charge and 60% loan to value is about it.
- Solicitor Funds. Similar to Finance Companies, rates over 10% and no fixed criteria.
As always it pays to ask the question! 0508 477324 is the number you need.
Approvals are free so you've nothing to lose... and everything to gain.
Don't just take our word for it...
 "I needed to consolidate some debts and even with my credit history, Jeff helped me very quickly and easily to get the funds into my Bank."
Mr M, Auckland
Debt Consolidation made simple
One call to a Mortgage Broker means you are speaking to almost all Lenders with one call! 0508 477324 is the number to call.
With interest rates at an all time low and expected to hold for the foresee-able future, now is a great time reduce monthly outgoings.
We can release the equity in your property by re-financing to lower your costs, quickly and efficiently. We can tell you straight away if a re-finance is possible and what savings you can make.
We can also advise on secured loans too. (sorry but we do not do unsecured loans at all)
For a Free quotation just pick up the toll free phone 0508 477324 or apply on-line for an immediate response.
Don't just take our word for it...
 "Jeff helped me out! I borrowed exactly what I needed to refinance, so I could pay off some loans and still have money left to help pay for a new car."
Mr S, Hastings
Mortgages with No Proof Of Income made simple
By talking to a Mortgage Broker you a speaking to all Lenders with one call!
If you are self employed and have at least 12 months behind you then you may qualify for a 'Lo Doc' Mortgage.
Lo Doc means not having to prove all your income. This can include commission sales, overseas income or simply financials not being available for any reason.
Lo Doc Mortgages are not generally available from the Banks anymore so we have special arrangements in place, to help out.
For an immediate 'decision in principal', just pick up the toll free phone 0508 477324 or complete the on-line form. We will provide you with the best options available... fast!
No Doc Mortgages too!
With at least a 40% deposit we can provide the finance for the rest, no references, no 'history'... no problem!
Don't just take our word for it...
 "Jeff helped us buy our home - we were first time buyers, working for ourselves - we really could recommend him to anyone."
Miss S, Gulf Harbour
Large Loans made simple
For loans over $500,000 a Mortgage Broker saves you heaps of time and effort, we do all the work for you
We have access to funds, at Bank rates, which cater for the larger loan.
Often you will be leading a busy life with no time to waste on looking around for the best deal. We do the searching and processing for you so you can live your life, living in the property of your dreams!
For a fast free approval, simply pick up the toll free phone 0508 477324 up to 8pm or, complete the on-line form for immediate action.
We also work with your Real Estate Agent and Lawyer, giving you the time to get on with your life.
Don't just take our word for it...
 "I now live in my dream home and am grateful to Jeff in helping me and my wife make the buying process very easy and hassle free."
Mr & Mrs L, Browns Bay, Auckland
Migrant Mortgages made simple
If you are applying from overseas or have recently arrived, contacting us means access to almost all Lenders meaning fast response and competitve products.
New Zealand has an 'open door' approach to owning property, so if you are overseas (New Zealander or Foreign National) you can still buy property here.
We have helped many Ex-Pats with their Purchase or Re-Finance and we also help non New Zealand nationals buy here too.
Simply apply on-line or call +64 9 428 5333, please check time zones first!
If you have recently arrived in New Zealand, from any country and do not have permanent residence we can still help. 0508 477324 is the number to call or apply on-line.
UK Pension?
Did you know that you can unlock a substantial part of your UK pension fund early and use it for any purpose? Call us and we'll put you in touch with a leading expert in this very specialist field 0508 477324. Please see here for a full Q & A
Don't just take our word for it...
 "We recently moved to NZ and in three weeks Jeff had us in our new home - I hadn't even started work! Painless and swift, that's what I call service."
Mr & Mrs R, Queenstown
All types of Business Finance.
Premises, Equipment, Franchise and Factoring
Factoring provides immediate access to the funds tied up in a company's debtors ledger, providing a flexible overdraft that will automatically adjust to the ebbs and flows of business. In addition to an overdraft, factoring provides a professional collection service leaving the business to concentrate on generating more income.
Why use Factoring?
It is difficult for small business to get overdrafts through the bank without putting up property as security, and in the uncertain market that New Zealand is in it is getting even harder. Banks place no value on debtors for small business, so factoring provides a great way for businesses to use their own assets to secure cash flow.
It allows you to plan
Most small businesses must wait to be paid before being able to make their next step. The ability to invoice, be paid and use the funds creates a whole new element to business.
We look after your debtors
It is hard for business to collect money off their debtors on the one hand, while trying to sell to them with the other. FACTORING provides a professional collection service for its Clients. It's your credit department, at a fraction of the cost of hiring an additional person, allowing you to get paid immediately and focus on growing your business.
Improved supplier bargaining
Factoring turns your business into a CASH business. The ability to pay CASH up front can provide a competitive advantage when dealing with your suppliers.
How do I find out more?
No facility is exactly the same. Contact us for an application and statement of position and a no obligations offer will be provided to you.
Call now on 0508 477324 and ask for Jeff Royle.
Don't just take our word for it...
 "I wanted to relocate my engineering business to Wellington but the Bank couldn't understand that my business would continue as normal and refused to fund. Jeff sorted me out in days and we settled on time."
Mr F, Wellington
Investment Opportunities NZ
Now is as good a time as ever to invest in NZ property
Residential property historically doubles every 10 to 12 years
With no Stamp Duty or Capital Gains Tax, New Zealand is one of the most property investor friendly countries in the world
Here in New Zealand a property investor can pay as little as 10% of the costs due to unique tax structures and a rental income. Even with the proposed tax changes which may be implemented in May 2010, New Zealand will still remain one of the best Property Investor friendly places on earth.
The average 'holding cost' for your own investment property can be as little as $100 per week.
To find out more for free?
We offer an obligation free service to identify your long term financial ambitions and how to achieve them in a cost effective and affordable way. Only armed with all of the information can you make an informed decision. We have the experience and long term track record of assisting 100's of People achieve their financial goals.
Make an informed decision
Before you can choose an affordable Investment Plan that is both safe and secure there will be many questions that need answering, Our free service is not designed to sell you anything but simply to give you the information you need to make an informed decision. Our Consultants are fully trained and have access to a range of professional property investment specialists in Law, Accounting, Finance and Management.
To find out more please call Jeff Royle toll free on 0508 477 324 up to 8 pm.
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